Terms of Use

HomeDecisionTool provides planning tools and educational content. We do not provide legal, financial, or lending advice. Any decisions you make are your own.

You agree to provide accurate information when using the app. You are responsible for keeping your account secure and for any activity under your account.

The app may link to third-party websites. We do not control those sites and are not responsible for their content or policies.

All affordability estimates, scenario comparisons, and grant information are for planning purposes only. Actual rates, terms, and program eligibility depend on lenders and program administrators. Always verify details with the relevant parties before making commitments.

We may update these terms as the product evolves. Continued use of the app means you accept the latest version. We will notify users of material changes when feasible.